Ultimate Annual Budget Planner for Excel and Google Sheets, Monthly Budget Tracker, Savings Tracker, Debt Payoff Budget Planner
Easily manage your finances with our 50/30/15/5 Annual Budget Spreadsheet Template for Excel and Google Sheets. It follows the 50/30/15/5 rule to help you allocate funds for essentials, non-essential spending, debt, and savings. Track your expenses and savings while customizing categories to fit your financial goals.
CUSTOMIZED FINANCIAL ALLOCATION:
- Essential Needs: 50%
- Personal Wants: 30%
- Strategic Savings: 15%
- Manageable Debt: 5%
Our specialized budget planner is aligned with your individual goals, emphasizing Essential Needs (50%), Personal Wants (30%), and a focused approach to Savings & Debt (15% and 5%, respectively). It’s a simplified, visually engaging tool that includes only essential elements, ensuring ease of understanding. Streamline your financial management effortlessly—just input your transactions, and witness the automated calculations at work!
WHAT’S INCLUDED ?
- Detailed video tutorial on how to use this spreadsheet
- Step by step instructions
- 4 Templates of Spreadsheets
- 1 Sample Excel Spreadsheet with Mock Data
- 1 Excel Spreadsheet with Empty Data
- 1 Sample Google Sheets Spreadsheet with Mock Data
- 1 Google Sheets Spreadsheet with Empty Data
- Editable in Google Sheets and Microsoft Excel
- Compatible with MAC, PC, Phones, or Tablets
FEATURES
- Use with Any Currency
- Automatic Calculations
- Customize Colors
- Customize 50/30/15/5 Ratio
- Track Bills and Expense Categories
- Easy-to-Use Transactions Tracker
- Choose Between the Snowball or Avalanche Strategy
- Debt Payoff Tracker & Savings / Sinking Funds & Bill Calendar
Benefits:
- Simplified Budgeting: Easily allocate funds to essential categories based on the 50/30/15/5 rule.
- Clear Financial Overview: Instantly understand how income is distributed among needs, wants, savings, and personal spending.
- Goal Tracking: Set and monitor financial goals for each category.
- Interactive Dashboard: Visualize budget breakdowns with charts and graphs.
- Expense Control: Keep expenses in check by adhering to the recommended budget percentages.
Who Should Use It:
- Budgeting Beginners: Those new to budgeting seeking a straightforward approach.
- Individuals Following the 50/30/15/5 Rule: Specifically designed for those aligning with this budgeting strategy.
- Goal-Oriented Individuals: Ideal for setting and achieving financial goals within defined categories.
- Visual Learners: Those who benefit from visual representations of budget data.
- Efficiency Seekers: Individuals looking for an efficient and simplified budgeting solution.
!! IMPORTANT !!
YOU WILL NEED:
- A device to access Google Sheets or Microsoft Excel
- A Google Account (if editing through Google Sheets)
- Microsoft Excel (if editing through Excel)
- Basic computer knowledge
HOW IT WORKS:
- Purchase (instant download)
- Upload the PDF file (access to Google Sheet)
- Download the Excel template
- Open the spreadsheet (start planning!)
SOME POINTS TO CONSIDER:
This is a digital download. No physical items will be shipped after the purchase.
Due to the digital nature of the product, all sales are final, and refunds are not issued.
DISCLAIMER REGARDING COLORS:
The actual color of the spreadsheet may vary due to differences in how our screens display color. Your phone, tablet, or computer may show colors differently, just as we also perceive colors differently. Please keep this in mind when purchasing the template.
