Yearly 50/30/15/5 Budget Spreadsheet Template for Excel & Google Sheets

50/30/15/5 Yearly Budget Spreadsheet Template Excel and Google Sheets, Annual Budget Tracker, Savings Tracker, Debt Payoff Budget Planner

Easily manage your finances with our 50/30/15/5 Annual Budget Spreadsheet Template for Excel and Google Sheets. It follows the 50/30/15/5 rule to help you allocate funds for essentials, non-essential spending, debt, and savings. Track your expenses and savings while customizing categories to fit your financial goals.

CUSTOMIZED FINANCIAL ALLOCATION:

– Essential Needs: 50%
– Personal Wants: 30%
– Strategic Savings: 15%
– Manageable Debt: 5%

Our specialized budget planner is aligned with your individual goals, emphasizing Essential Needs (50%), Personal Wants (30%), and a focused approach to Savings & Debt (15% and 5%, respectively). It’s a simplified, visually engaging tool that includes only essential elements, ensuring ease of understanding. Streamline your financial management effortlessly—just input your transactions, and witness the automated calculations at work!

WHAT’S INCLUDED?

– Detailed video tutorial on how to use this spreadsheet
– Step-by-step instructions
– 4 Templates of Spreadsheets
– One sample Excel spreadsheet with mock data
– An Excel spreadsheet with empty data
– A sample Google Sheets spreadsheet containing mock data
– A Google Sheets spreadsheet with empty data
– Editable in Google Sheets and Microsoft Excel
– Compatible with MAC, PC, Phones, or Tablets

FEATURES

– Use with Any Currency
– Automatic Calculations
– Customize Colors
– Customize 50/30/15/5 Ratio
– Track Bills and Expense Categories
– Easy-to-Use Transactions Tracker
– Choose Between the Snowball or Avalanche Strategy
– Debt Payoff Tracker & Savings / Sinking Funds & Bill Calendar

Benefits:

– Simplified Budgeting: Easily allocate funds to essential categories based on the 50/30/15/5 rule.
– Clear Financial Overview: Instantly understand how income is distributed among needs, wants, savings, and personal spending.
– Goal Tracking: Set and monitor financial goals for each category.
– Interactive Dashboard: Visualize budget breakdowns with charts and graphs.
– Expense Control: Keep expenses in check by adhering to the recommended budget percentages.

Who Should Use It:

– Budgeting Beginners: Those new to budgeting seeking a straightforward approach.
– Individuals Following the 50/30/15/5 Rule: Specifically designed for those aligning with this budgeting strategy.
– Goal-Oriented Individuals: Ideal for setting and achieving financial goals within defined categories.
– Visual Learners: Those who benefit from visual representations of budget data.
– Efficiency Seekers: Individuals looking for an efficient and simplified budgeting solution.

Learn More

• Step-by-step instructions: Watch on YouTube
• Follow us on social media for updates and promotions! Pinterest | Facebook | Instagram
• Explore our PLR 50/30/15/5 Annual Budget Spreadsheet with resell rights.
• Visit our Custom Spreadsheets page for tailored options.