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PLR Debt Snowball Spreadsheet Excel & Google Sheets, Debt Payoff Calculator. Resell Rights


Instant Download
Google Sheets and Excel
 PLR “Commercial License”

  • 10SAVE – 10% off your first purchase


SKU: plr_017 Category: Tag:
Debt Snowball Spreadsheet Excel & Google Sheets, Debt Payoff Calculator, Financial Planner. Commercial License

Kickstart your path to financial freedom with our Debt Eliminator Toolkit. With this easy-to-use spreadsheet, you’ll craft a personalized debt repayment strategy and watch as it calculates your journey to debt-free living. Flexibility is the key – effortlessly make extra payments in any month, and witness real-time adjustments to your monthly payments and payoff dates.

We’ve stripped away the complexity, leaving you with a simple, intuitive, and visually engaging tool. Just input your debt details, and let the spreadsheet take care of the rest. Your road to financial independence starts here! 

Resell rights allow you to make a one-time purchase and resell the template as many times as you want. Instructions for your customers included.
  • Video Tutorial
  • 20-Page Quick Start Guide
  • 4 Templates of Spreadsheets
  • 1 Sample Excel Spreadsheet with Mock Data
  • 1 Excel Spreadsheet with Empty Data
  • 1 Sample Google Sheets Spreadsheet with Mock Data
  • 1 Google Sheets Spreadsheet with Empty Data
  • Editable in Google Sheets and Microsoft Excel
  • Compatible with MAC, PC, Phones, or Tablets
  • 5 Spreadsheet Tabs
  1. Instructions
  2. Debt Management
  3. Payments Schedule
  4. Debt Dashboard
  5. Payment Tracker
  • Intuitive and quick set up just in a few steps
  • Snowball Debt Management
  • 15 Debt Options with a 30-Year Repayment Plan
  • Detailed Payments Schedule with Extras
  • Global Dashboard with Monthly Tracking
  • Payments Log to Track Your Monthly Payments
  • Mini Dashboards for Each Debt
  • Global Dashboard to Track Your Progress
  • Know How to Clear Your Debt in 5 Steps
  • Snowball Debt Management Strategy
  • Intuitive and Easy-to-Understand Dashboard
  • See Your Overall Progress as You Progress
  • Track Your Monthly Target for Each Debt
  • Dynamic Dashboard Over the Debt Clearance Period
  • Understand How Each Debt is Cleared
  • Add or Subtract Extra Payments
  • Intuitive and Easy-to-Understand Dashboard
  • Track Your Debt Payments Against the Target
  • Categorization in Sources & Products/Services
  • Tax Accountability for Annual Tax Reporting

The “Debt Snowball” method is a debt management strategy developed to help individuals optimize the debt repayment process. It was popularized by financial advisor and author Dave Ramsey and is one of his principles of financial management.

The method involves the following process:

  1. List of Debts: You create a list of all your debts, including credit cards, loans, auto loans, and so on. For each debt, you need to specify the current balance, interest rate, and minimum payment. 
  2. Debt Ordering: Debts are ordered by balance, starting with the smallest. This means you begin by paying off the smallest debt.
  3. Minimum Payments: You continue to make minimum payments on all other debts.
  4. Extra Funds: You allocate extra funds for paying off the selected debt. These can be savings or additional income.
  5. Snowball Effect: Once the chosen debt is completely paid off, you take the freed-up funds (minimum payment plus extra funds) and add them to the minimum payment of the next debt in line.
  6. Repeat: You continue this process until all your debts are paid off.

The “Debt Snowball” method works because it creates a psychological stimulus. You start with the smallest debt, and when you pay it off, it gives you a sense of accomplishment and motivates you to keep going. This can be particularly helpful for those struggling with debt management and in need of additional motivation.


PLR License:
  • By purchasing this template once, you are allowed to sell it anywhere and to anyone an unlimited number of times for profit.
  • Modify the template as needed to suit your requirements. Use the template for personal or commercial purposes.
  • You may NOT resell or distribute the templates with resell rights. The templates must be sold or given away without resell rights attached.
  • A device to access Google Sheets or Microsoft Excel
  • A Google Account (if editing through Google Sheets)
  • Microsoft Excel (if editing through Excel)
  • Basic computer knowledge
  1. Purchase (instant download)
  2. Upload the PDF file (access to Google Sheet)
  3. Download the Excel template
  4. Open the spreadsheet (start planning!)

This is a digital download. No physical items will be shipped after the purchase.

Due to the digital nature of the product, all sales are final, and refunds are not issued.


The actual color of the spreadsheet may vary due to differences in how our screens display color. Your phone, tablet, or computer may show colors differently, just as we also perceive colors differently. Please keep this in mind when purchasing the template.

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