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PLR Annual Zero-Based Budget Spreadsheet Template in Excel & Google Sheets. Resell Rights


Instant Download
Google Sheets and Excel
 PLR “Commercial License”

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SKU: plr_060 Category: Tag:
PLR Ultimate Zero-Based Budget Spreadsheet Excel & Google Sheets. Commercial License

A Zero-Based Budget Spreadsheet is a budget table with a zero balance. In such a table, every income and expense is planned and tracked so that the balance equals zero. This means that every unit of income must be allocated to expenses, investments, or savings, so that there are no unallocated funds at the end of the budget period. This approach helps people manage their finances more consciously and avoid unnecessary expenses.

Resell rights allow you to make a one-time purchase and resell the template as many times as you want. Instructions for your customers included.

  • Video Tutorial
  • 20-Page Quick Start Guide
  • 4 Templates of Spreadsheets
  • 1 Sample Excel Spreadsheet with Mock Data
  • 1 Excel Spreadsheet with Empty Data
  • 1 Sample Google Sheets Spreadsheet with Mock Data
  • 1 Google Sheets Spreadsheet with Empty Data
  • Editable in Google Sheets and Microsoft Excel
  • Compatible with MAC, PC, Phones, or Tablets
  • 24 Spreadsheet Tabs
  1. Instructions
  2. Settings
  3. Accounts
  4. Annual Dashboard
  5. Transaction Tracker
  6. Annual Report
  7. 12 Tabs (Jan – Dec)
  8. Savings & Sinking Fund
  9. Net Worth
  10. Debt Management
  11. Payments Schedule
  12. Debt Dashboard
  13. Payment Tracker
  • Intuitive and quick set up in just a few steps
  • Multi-currency support for extra flexibility
  • Multi-bank account support
  • 12 x monthly dashboards with detailed analytics
  • Ultimate zero based budget planning
  • Savings and sinking funds model
  • Advanced transaction tracker
  • Debt dashboard with avalanche vs snowball
  1. Settings: Tailor your budgeting experience by adjusting preferences and personal details.
  2. Accounts: Centralize and manage all your financial accounts, ensuring accurate transaction records.
  3. Annual Dashboard: Gain a comprehensive yearly snapshot of your financial health, highlighting key metrics and goals.
  4. Transaction Tracker: Record daily transactions, categorize spending, and maintain a detailed transaction history.
  5. Annual Report: Generate a detailed yearly financial report, providing insights into income, expenses, and savings patterns.
  6. 12 Tabs (Jan – Dec): Monthly breakdowns for in-depth budgeting, allowing precise planning for each month.
  7. Savings & Sinking Fund: Strategically plan and track progress toward savings and sinking fund goals.
  8. Monitor your overall financial standing by calculating assets, liabilities, and net worth.
  9. Debt Management: Organize and optimize your debt payoff strategy, empowering you to take control of your financial obligations.
  10. Payments Schedule: Stay on top of financial commitments with a clear overview of upcoming payments and due dates.
  11. Debt Dashboard: Visualize and manage your debts efficiently, helping you make informed decisions about your financial future.
  12. Payment Tracker: Log and review your payment history for a comprehensive view of your financial transactions.


PLR License:
  • By purchasing this template once, you are allowed to sell it anywhere and to anyone an unlimited number of times for profit.
  • Modify the template as needed to suit your requirements. Use the template for personal or commercial purposes.
  • You may NOT resell or distribute the templates with resell rights. The templates must be sold or given away without resell rights attached.
  • A device to access Google Sheets or Microsoft Excel
  • A Google Account (if editing through Google Sheets)
  • Microsoft Excel (if editing through Excel)
  • Basic computer knowledge
  1. Purchase (instant download)
  2. Upload the PDF file (access to Google Sheet)
  3. Download the Excel template
  4. Open the spreadsheet (start planning!)

This is a digital download. No physical items will be shipped after the purchase.

Due to the digital nature of the product, all sales are final, and refunds are not issued.


The actual color of the spreadsheet may vary due to differences in how our screens display color. Your phone, tablet, or computer may show colors differently, just as we also perceive colors differently. Please keep this in mind when purchasing the template.

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